Meeting for new Flood Insurance Rate Maps draws crowd in Aberdeen

FEMA 308594409

Over 200 attended a meeting at the Rotary Log Pavilion in Aberdeen Thursday night on new flood insurance rate maps, released recently by the Federal Emergency Management Agency.
Region 10 Engineer Ted Perkins said while the new maps change what is considered “base flood elevation,” they also pinpoint hazard areas. “The flood event that we rate everything on insurance-wise, and floodplain regulation-wise, is what we call a ‘1% flood’ sometimes you hear the term 100-year flood, but it’s really a statistical calculation that has a 1 in 100 chance.” Perkins said you should arrange a meeting with the community flood plain manager if you feel your home was wrongly placed on the new maps. – in Aberdeen that person is Public Works Director Malcom Bowie. “I understand that some of this stuff is difficult. That’s why we want you to know what you can do about it.”

Over 200 attended the meeting at the Rotary Log Pavilion Thursday evening in Aberdeen.

Over 200 attended the meeting at the Rotary Log Pavilion Thursday evening in Aberdeen.

Patti Gow is a Farmer’s Agent in Westport, she said they’ve answered a lot of questions about this. “Not only are we dealing with the mapping, but we’re dealing with the Biggert-Waters Reform Act, where if you’re in a special flood hazard [area], if you were pre-firm, and you did not have to get an elevation certificate – you purchased your home before July of 2012, on your renewal you’re going to see an increase in your rate and it’s going to happen every year.”
Barring legislation in the other Washington slowing the process or lessening the blow, the new maps will begin affecting insurance rates within the year, Gow adds. “If your house is above the base flood elevation – a foot above you’re golden, you’re not going to be looking at huge rates. If you’re on a slab at base flood elevation, you can expect higher rates.”
So what is Base Flood Elevation, and where does your house sit? Gow says you’ll need to get a surveyor to tell you that. “After July of 2012, you can’t get flood [insurance] without an elevation certificate if you are in a special flood hazard zone. An elevation certificate is where a surveyor comes out and takes measurements of your property, determines what the base flood elevation is for where your home is sitting, and then he determines where your first floor would be sitting on that.”
You can find new maps on FEMA’s website at hazards.FEMA.gov Find Patti at www.farmersagent.com, or find someone closer to Aberdeen/Hoquiam at www.durney.com

To view the CURRENT Flood Rate Maps visit https://msc.fema.gov/webapp/wcs/stores/servlet/FemaWelcomeView?storeId=10001&catalogId=10001&langId=-1&userType=G

 

Disclaimer: Preliminary data are for review and guidance purposes only. By viewing preliminary data and maps, the user acknowledges that the information provided is preliminary and subject to change. Preliminary data, including new or revised FIRMs, FIS reports, and FIRM Databases, are not final and are presented on the MSC as the best information available at this time. Additionally, preliminary data cannot be used to rate flood insurance policies or enforce the Federal mandatory purchase requirement. FEMA will remove preliminary data once effective data are available.
For more information on what these three types of data entail, visit FEMA‘s Preliminary Flood Hazard Data webpage.
     

Preliminary Products issued on  for Grays Harbor County, 

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Item ID
Item Name
Prelim Issue Date
Size
View
53027C0050E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
123.3K
View File
53027C0250E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
202K
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53027C0450E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
204.9K
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53027C0475E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
266.6K
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53027C0652E
FLOOD INSURANCE RATE MAP (FIRM)
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146.7K
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53027C0654E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
159.7K
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53027C0655E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
162.2K
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53027C0660E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
183.8K
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53027C0665E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
145.8K
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53027C0670E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
220.7K
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53027C0856E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
152.7K
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53027C0857E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
127.2K
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53027C0858E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
168.8K
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53027C0866E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
144.3K
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53027C0867E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
144.8K
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53027C0868E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
153.5K
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53027C0869E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
156.4K
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53027C0875E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
242.9K
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53027C0890E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
158.9K
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53027C0895E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
199.5K
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53027C0925E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
295.9K
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53027C1081E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
188.2K
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53027C1082E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
216.2K
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53027C1083E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
206.5K
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53027C1084E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
245.5K
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53027C1091E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
133.7K
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53027C1092E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
124.1K
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53027C1094E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
123.7K
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53027C1111E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
131.8K
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53027C1113E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
206.7K
View File
53027C1114E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
129.4K
View File
53027C1125E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
367.7K
View File
53027C1131E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
166.3K
View File
53027C1132E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
263.9K
View File
53027C1133E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
101.5K
View File
53027C1134E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
128.1K
View File
53027C1150E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
392K
View File
53027C1151E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
201.5K
View File
53027C1152E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
240.8K
View File
53027C1153E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
168.4K
View File
53027C1154E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
190.4K
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53027C1156E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
267.6K
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53027C1158E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
241.6K
View File
53027C1325E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
125.6K
View File
53027C1326E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
156.4K
View File
53027C1327E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
157.1K
View File
53027C1328E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
127K
View File
53027C1329E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
131.4K
View File
53027C1335E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
199.4K
View File
53027C1336E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
107.9K
View File
53027C1337E
FLOOD INSURANCE RATE MAP (FIRM)
10/25/2013
112.7K
View File
53027CIND1B
FLOOD INSURANCE RATE MAP INDEX
10/25/2013
888.1K
View File
53027CIND2B
FLOOD INSURANCE RATE MAP INDEX
10/25/2013
773.7K
View File
53027CIND3B
FLOOD INSURANCE RATE MAP INDEX
10/25/2013
739.1K
View File

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Item ID
Item Name
Prelim Issue Date
Size
View
53027CV000B
FLOOD INSURANCE STUDY (FIS)
10/25/2013
1.3M
View File

 Help

Item ID
Item Name
Prelim Issue Date
Size
Download
53027C
FIRM Database
10/25/2013
47.8K
View File
FEMA 308594409